Trend and technology radar for the financial sector

The trend and technology radar serves as a compass in a rapidly changing financial environment. It supports financial institutions in actively shaping technological transformations, remaining competitive and anticipating the needs of tomorrow's customers. It provides a systematic overview of relevant trends and technologies that could potentially influence the industry's business models, processes and customer relationships.

 In addition to the early identification of trends, the radar helps to recognise and evaluate technological and social changes before they become suitable for mass use and serves as a basis for understanding the effects of trends and making well-founded decisions.

Focus areas of the financial sector that were taken into account include:

• Artificial intelligence (AI) and data analysis: use of algorithms for personalised customer offers, fraud detection and risk analysis.
• Blockchain and distributed ledger technology (DLT): securing transactions, smart contracts and innovative financial products.
• Sustainability and ESG integration: technologies and trends that promote sustainable investments and green financial products
• Cybersecurity: Solutions that protect against growing cyber threats.
• Customer-centred innovations: Gamification and digital assistants for an improved customer experience.